Richfield, Wisconsin businesses call Copperford Finance or send its form; the funding partner reading the request makes the call. The village's ZIP, 53076, held 155 employer establishments in 2023, with construction first. This page covers those counts, leasing shop, retail or yard space and what landlords ask of tenants.
Richfield, WI and ZIP 53076: Construction Leads the Employer Count
ZIP Code Business Patterns counted 155 employer establishments in ZIP 53076 in 2023, employing 2,093 people with an annual payroll of $126 million; 54.2% had fewer than five employees (ZIP Code Business Patterns 2023). The village of Richfield, WI covers 48.3% of the ZIP's land, nearly half, so the counts describe the village and its surroundings together.
| Sector, ZIP 53076 | Employer establishments, 2023 | Share with fewer than five employees |
|---|---|---|
| Construction | 32 | 75.0% |
| Manufacturing | 22 | 22.7% |
| Retail Trade | 19 | 52.6% |
| Transportation and Warehousing | 12 | 25.0% |
| Wholesale Trade | 11 | 27.3% |
Construction's 32 establishments had 75.0% with fewer than five employees, a ZIP of small crews. The American Community Survey puts village self-employment at 9.3% with a margin of error of 4.8 points (American Community Survey 2020-2024), a range too wide to rank against the county.
Leasing Commercial Property in Richfield, WI: An Auto Shop Checklist
- Bay count and door height for lifts and taller vehicles.
- Slab strength where lifts will be anchored.
- Floor drains, an oil separator and room for waste-oil storage.
- Customer parking and space to hold cars waiting for parts.
- Signage on the road side and the sign rules for the district.
- Lease length against the payoff of any lift or equipment loan.
Illustration only, invented figures: two lifts at an invented $9,800 each, $19,600 installed, financed over 60 months at an invented 9.0%, cost about $407 a month (our arithmetic). On a 3-year lease, the lifts would outlast the lease by two years of payments, so the shop should ask about renewal options or plan to move the lifts.
Leasing Retail Space in Richfield, WI for Auto Repair Shops
A shop that also sells tires or parts at a counter wants a lease that allows retail sales, signage that names both, and a layout that keeps customers out of the bays. Retail trade had 19 establishments in ZIP 53076 in 2023 (ZIP Code Business Patterns 2023). The Village of Richfield is where zoning and permit questions for a mixed repair-and-retail use begin.
Questions Richfield, WI Insurance Agencies Ask a Landlord Before Signing a Lease
- Is the space zoned for an office open to the public, with parking to match?
- Who pays for network wiring, a reception build-out and signage?
- Can the lease be assigned if the agency is sold to another producer?
- Is there a clause barring a competing agency in the same center?
Insurance agencies counted 70 employer establishments in Washington County, WI in 2023, 77.1% with fewer than five employees (County Business Patterns 2023). An agency's lease matters to a partner funding a book purchase, because the book needs a home.
What Richfield, WI Landlords Require From a Contractor Leasing Yard and Shop Space
A contractor leasing a yard and a shop can be asked for more than an office tenant, because trucks, equipment and materials affect the property. Landlords can ask for:
- Financial statements and the owners' personal guarantee.
- Insurance certificates covering the yard and stored equipment.
- Limits on fuel storage, washing and outdoor material piles.
- A deposit sized to the wear heavy equipment puts on the lot.
- Restoration of the yard surface at the end of the lease.
Washington County, WI counted 470 construction employers in 2023, more than any other sector (County Business Patterns 2023). The construction page covers equipment and draw gaps.
Which Businesses Can Ask for Funding Near Richfield, WI
Funding partners consider Richfield, WI companies across many kinds of work, such as contractors and construction trades, restaurants and food service, medical and dental practices or retailers and wholesalers that carry stock. The partner that receives a file weighs the details and makes its own call.
Documents to Collect for a Request from Richfield, WI
- Bank statements for each account the business uses in the original bank format
- The tax return the business filed last (some partners also ask for personal returns)
- An income statement that is up to date, alongside a balance sheet
- Valid photo identification for all owners named in the paperwork
- Registration papers for the business together with the EIN assignment letter
- The dealer's quote for the equipment that names the equipment and its price
The documents a partner wants vary, and this list covers the common ground.
What Happens Once a Request Is in for Owners in Richfield, WI
- Speak with the office at (262) 218-3209 or complete the short form with the amount and purpose.
- Next, the request is sent to partners that handle requests of this type.
- Each partner reads the file and decides whether to make an offer.
- An offer, if one comes, needs a careful look at cost and terms; saying no is always an option.
Richfield, WI business owners never need an office visit; phone and online work fine.
By Copperford Finance · Updated